Does health insurance cover CPAP machines and supplies?

Most health insurance plans, including Medicare and Medicaid, cover CPAP machines and supplies when prescribed for diagnosed sleep apnea. Coverage typically requires a sleep study confirming the diagnosis and a prescription from your doctor. Medicare covers 80% of approved amounts after you meet your deductible. Private insurance coverage varies by plan. Specialty Medical Equipment works directly with insurance companies to verify your benefits and handle billing, minimizing your out-of-pocket costs.

Most insurance plans cover CPAP equipment with a prescription and documented sleep apnea diagnosis.